This money saving idea is also for senior homeowners, so if you’re a renter you can skip this one.
Did you know that a home without a home security system is three times more likely to be broken into than a home with a security system. While installing a home alarm system isn’t just to stop burglars and intruders, it may also save you big money year after year. A house alarm may save you money on your homeowners insurance policy (which is generally mandatory if you own a home). It's also really important for seniors to have a high functioning alarm system installed so that they can get medical aid in the case of a life threatening emergency, especially for those who live alone.
In fact, installing a home alarm system may give homeowners a 10-20% discount on their insurance. ADT is currently offering over $850 in security equipment if you just pay the installation fee of $99 and sign up for a 24 or 36 monthly monitoring contract.

If you’re a homeowner born before 1985 and you want to save yourself thousands of dollars this year, there’s a government program that you might be able to take advantage of called HARP. The Home Affordable Refinance Plan (HARP) could help hundreds of thousands of Americans reduce their monthly payments by as much as $3,500 in their first year. The program was set to expire in 2017 but has been extended to 2018 for the time being. In order to qualify for HARP you’ll need good or excellent credit, so if you don’t have a very good credit rating then this probably isn’t for you. To check if you qualify visit HARP Approvals, and fill out the short quiz (take 2 minutes). If lowering your payments, paying off your mortgage faster, and having an extra $290 a month in HARP savings would help you, then this could be the easiest money savings tip you take.

One of the scariest things about home ownership is that you never know if and when things will go wrong in your home. This is why it’s important to have a home warranty. Not only will a home warranty save you money, but it protects you when a covered appliance or system breaks down.
Choice Home Warranty offers protection when something in your home breaks down beyond repair. CHW offers warranties on a number of appliances and systems, such as air conditioning, refrigerators, dishwashers, dryers, ovens, and more.
CHW’s claims hotline is available 24/7, and once a claim is filed, a local, trusted technician is sent to service it. Prepare for the unexpected with a home warranty.

Unfortunately, as our age increases so do our premiums for life insurance. In fact, typically the premium amount rises 8-10% for every year of age. For senior citizens, rising life insurance policy costs can add up significantly. Many senior citizens also have a hard time qualifying for a new policy once they reach a certain age. The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers in much the same way you would do with car insurance, or cell phone plans. Luckily, there’s a new website National Family Life Insurance that will automatically use your information to find you** the best life insurance policy for your needs at much lower prices.**

If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.

Keep in mind that deals may vary at participating locations and can change without notice.

■ McDonald’s: discounts on coffee and beverages (55+)
■ Whataburger: free drink with purchase of a meal, depending on location (55+)
■ Wendy’s: give free coffee or other discounts depending on location
■ Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
■ IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
■ Golden Corral: Senior discount varies by location
■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
■ Subway: 10% off (60+) varies by location
■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location
■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
■ Old Country Buffet: Daily discounts for seniors (55+)
■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
■ Fazoli’s: Join “Club 62” for special senior menu items (62+)
■ KFC: free small drink with any meal depending on location (55+)
■ Country Kitchen: Great Senior Menu (55+)
■ Burger King: 10% discount on purchase depending on location (60+)

Health insurance is now available to more Americans than ever before. Subsidized options are easily available to low-income individuals and families. In the past, many people took the risk of not being insured, but with the Affordable Care Act (ACA) you can be fined if you don't have qualified health care insurance.

Instead of paying a fine, people who have not been able to afford insurance before are looking for affordable medical insurance options. Whether you have low, mid, or high income, you could greatly reduce your health insurance by using HealthInsurance.net to compare policies and prices, and find what's best for you.

The INOGEN ONE portable oxygen concentrator is designed to provided unparalleled freedom for oxygen therapy users. Traditional oxygen tanks require tank refills and it is always a hassle to get you oxygen where and when you need it. If you travel or just want to be free to go anywhere with your oxygen, Inogen is a great one-stop companion that is covered by Medicare and many Insurance companies.

AMC Theatres, Regal Cinemas, Showcase Cinemas & CineMagic

Whether it's just you and your partner, or with the grandchildren, it’s nice to go to the cinema every so often. Lots of theaters offer a senior discount. AMC Theaters offer a generous 30% discount to those over the age of 60. Better yet, Regal Cinemas will give you 35% off if you are 60 and over. With the money you’re saving you can treat the grandchildren and get a bag of candies to eat while you all enjoy the movie.

Various other theatres also provide discounts for seniors though this isn't advertised broadly. Showcase Cinemas, for instance, offers discounted ticket price on Senior Wednesdays at all locations (except Showcase Superlux), and various discounts for popcorn and a soda. If you’re over 65, you can get a discount of between 10%-25% off your ticket price at CineMagic. Look up your local theaters online to see what they have to offer.

Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually they happen when you step over your tub wall, or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. It’s another fact of life that these bathroom injuries increase significantly after you turn 65. This is often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.

Are you currently searching for long term commitment with someone who you are truly compatible with? Look no further! SilverSingles.com is an exclusive senior dating site which prefers single professionals who are over 50 years of age to join this online dating platform. Find the love you deserve today! Silver Singles

Stairs stairs and more stairs. We all slow down as we age. Most of us would probably prefer to spend our energy walking on flat ground in a park or somewhere nice rather than just trying to go up and down the stairs in our homes. If you have safety concerns or just aren't as mobile as you used to be, you can fill out a quick form at Easy Climber to get all the info you need to start moving around the house more easily.

Banana Republic, Kohl’s, Marshall’s and Stein Mart

You might be surprised to learn that a lot of trendy shops give a senior citizens discount. At Banana Republic, if you're over 50-years old you can get a 10% discount at stores, simply by asking for it.

At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.

Walgreens hold a “Seniors Day” once a month too – which varies by location. *Discounts of 20% are available *for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.

If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store.

Just remember to check with the specific store in your area, as discounts might vary and change without notice.

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